Dick Bill’s disciplined approach to personal finance effectively liberates him from the grim, day-before-paycheck ‘Food or beer?’ decisions that plague most youthful bachelors. By mindfully adhering to perfectly reasonable budget restrictions and behavioral patterns, Dick remains free from economic pressure - enabling him to do what anyone who didn’t have to worry about money would do: party.

1. Dick income Dick’s uncommon employment background, unique physical appearance and chaotic public mannerisms make him best suited for positions in the entertainment industry. Partial to the flexible hours, work environment and nightly benefit packages provided by local clubs, Dick works vigorously at his club in order to make his monthly nut.

2. Cutting Dick’s overhead To reduce monthly expenditures, professional medical care is disregarded as an option. The daily injuries generated by Dick’s extreme lifestyle are instead treated with a number of crude but creative home remedies, which include the use of duct tape, staples and a caulking gun.

3. Dick Bill: Bargain hunter When in the market for expensive items, Dick patiently looks for motivated sellers needing fast cash. Dick’s more legally challenged associates are often willing to sell their possessions at severely discounted rates.

4. Dick emergencies Though operating mostly on a cash basis, Dick’s astounding collection of credit cards is reserved for dire financial emergencies - covering bail costs, satisfying Vegas withdrawal or purchasing supplies needed to weather a Canadian beer embargo.